Managing A Business

Financial Management: Manage Your Business Finances Better. The keys to success are: maximize your income and the speed with which you get paid, minimize your expenses, be prepared, and know your funding options. (SCORE/Visa)

Business Debt Relief: How To Pay Business Debts You Can'T Afford. Getting your business out of debt on a limited budget requires a methodical, disciplined and patient approach. If you are willing to spend the time and effort necessary to honorably repay your creditors to the extent you are able, then this guide can help. (SCORE/Corporate TurnAround)

Real Estate Lease Questions: Ten Quesions to Ask Before Signing A Lease. Ask the right questions before signing a lease. (SCORE/Visa)

Business Insurance Requirements: Which insurance should you have for your business. Here are some insurance coverage options that you may need for your business. This is an area where you need professional advice, so please consult with an insurance agent. (SCORE)

Home Business Insurance Needs: Home Based Businesses Need Extra Insurance. Anyone who runs a business out of their home, no matter how small, faces the same risks as any other company. You need insurance to protect yourself against those risks, whether your home business is incorporated or you run it as a sole proprietor. (SCORE)

Cash Flow Analysis: A cash flow analysis shows the cash on hand at the end of each time period. You cash flow analysis will show your income receipts and payments spread across time. It shows how much cash is on hand to run your business operations. This template is an Excel template. (SCORE)

Balance Sheet: Opening day balance sheet for your business. A balance sheet shows the financial position of your company at a single moment in time; in this case, it will be as of opening day. This template is an Excel template. (SCORE)

Integerated Financial Projections: Develop an integrated set of financial projections. This spreadsheet walks you through the process of creating financial projections for your business. It includes worksheets for start-up funds, salaries & wages, fixed operating expenses, cash flow analysis, salary, sales forecasts, cash receipts & disbursements, income statement, cash flow analysis, balance sheet, year end summary, financial ratios, break-even analysis, and amortization schedules. This template is an Excel template. (SCORE)

Start-up Expenses: Summarize the expenses required to start up your business. Nearly everyone who has ever started a business has underestimated the costs, and then faced the danger of running with inadequate capital reserves. The key to avoiding this pitfall is to adopt a rigorous approach to your research and planning. This Startup Expenses worksheet will lead you through that process. This template is an Excel template. (SCORE)

Bank Loan Request: Writing guide for a bank loan request. This writing guide will help you oranize and write an effective bank loan request. This template is an pdf file. (SCORE)

Personal Financial Statement: Summarize your personal financial status. Many financial institutions will require information about your personal financial data. This spreadsheet will help you prepare a personal financial statement. Your personal financial statement should show only your personally held assets and liabilities (debts) outside the business This template is an Excel template. (SCORE)

Profit Loss Statement: Financial status presented as a profit or loss. This financial statement will show your Net Profit by subtracting Total Operating Expenses from Gross Profit to calculate Net Profit This template is an Excel template. (SCORE)